If your balance falls below $250.00 on any day in the monthly statement cycle a minimum balance fee of $9.00 will be imposed. For minimum balances between $250.00 and $500.00 a minimum balance fee of $6.00 will be imposed. For minimum balances between $500.00 and $1,000.00 a minimum balance fee of $3.00 will be imposed. For minimum balances above $1,000.00 no minimum balance fee will be charged. The minimum balance fee, if applicable, will be charged once during the statement cycle.
Transfers from a savings account to another account or to third parties by automatic or telephone transfer are limited to six per month with no more than three by ATM card or similar order to third parties.
Transfers from a money market account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to six per month with no more than three by debit card or similar order to third parties.
Real Estate Loans: Let our bank help you buy a home.
Consumer Loans: Buy a new car or go on a vacation with the help of a personal loan.
Commercial Loans: Expand your existing business or start a new business.
Agriculture: Livestock, real estate, and machinery and equipment loans.
Wanda Fewell CEO, NMLS# 852378
James Black NMLS# 852379
Bill David Sadler NMLS# 852377
Rhonda McCormick NMLS# 939214
Sherrie McGilvray NMLS# 754474
First National Bank NMLS # 809831
NOTICE: By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.